1.0. The Initiator

1.1. Will provide notice either:

1.1.1. In writing: or

1.1.2. By electronic mail where the customer has provided prior consent to the Initiator.

1.2. Has agreed to give advance Notice of the net amount of each Direct Debit and the due date of the debiting at least 10 calendar days (but not more than 2 calendar months) before the date when the direct debit will be initiated.

1.2.1. The advance notice will include the following message:
“Unless advice to the contrary is received from you by (date*), the amount of $.......... Will be directly debited to your bank account on (initiating date*).”
*This date will be at least two (2) days prior to the initiating date to allow for amendment of Direct Debits.

1.3. Alternatively, the Initiator undertakes to give notice to the Acceptor of the commencement date, frequency and amount at least 10 calendar days before the first Direct Debit is drawn (but not more than 2 calendar months).

1.3.1. Where the Direct Debit System is used for the collection of payments which are regular as to frequency, but variable as to amounts, the initiator undertakes to provide the Acceptor with a schedule detailing each payment amount and each payment date.

1.3.2. In the event of any subsequent change to the frequency or amount of the Direct Debits, the initiator has agreed to give advance notice of at least 30 days before the change comes into effect. This notice must be provided either:
(a) In writing: or
(b) By electronic mail where the customer has provided either prior consent to the Initiator”.

1.4. May Initiate a Direct Debit on my/our account when authorisation is received from me/us in accordance with the terms and conditions agreed between me/us and the Initiator of each amount to be direct debited from my/our account.

1.4.1. Notice will be sent of the net amount of each Direct Debit and the due date of debiting after receiving authorisation from me/us under clause 1.4 but no later than the date the Direct Debit will be initiated. This notice must be provided either:
(a) In writing: or
(b) By any other means which provides a verifiable record of the initiated transaction and where the Customer has provided prior written consent to the Initiator.